Loan and Application Records for the year 2019 (Home Mortgage Disclosure Act)

Context: The Home Mortgage Disclosure Act (HMDA) is a federal law enacted in 1975 that requires certain financial institutions to report specific information about their mortgage lending activities. The primary goal of HMDA is to provide regulators and the public with data to help determine if financial institutions are serving the housing needs of their communities, including providing access to mortgage credit.