Monthly Trends in Fixed-Rate Mortgages (30 and 15 Year or Less): Interest Rates, Fees, and Market Share (2018)

This dataset provides a detailed monthly overview of fixed-rate mortgages with terms of 30 years and 15 years or less for the year 2018. It encompasses key financial metrics such as contract interest rates, initial fees and charges, and effective rates, alongside the average loan amounts and purchase prices. Additionally, it offers insights into the loan-to-price ratios and the share of these mortgage types in the total market. This data is invaluable for financial analysts, real estate professionals, and economists who seek to understand the nuances of the mortgage market within this specific period. The comprehensive nature of the data makes it an essential tool for trend analysis, market forecasting, and policy development in the realm of residential real estate financing.