Mortgages 30–89 days delinquent (Metro and non-metro areas) for the year January 2008–June 2022

Mortgages that are 30–89 days delinquent refer to loans for which borrowers have missed their scheduled mortgage payments within a certain timeframe. This particular category encompasses loans that are past due but have not yet reached a more severe level of delinquency, such as being 90 or more days late. The distinction between metro (metropolitan) and non-metro (non-metropolitan or rural) areas in this context typically refers to whether the property securing the mortgage is located in an urban or rural setting. The delinquency rates for mortgages in both metro and non-metro areas can provide insights into regional economic trends, housing market stability, and financial stress experienced by homeowners