Mortgages 30–89 days delinquent (Metro and non-metro areas) for the year January 2008–December 2021

Mortgages that are 30-89 days delinquent refer to home loans where the borrower has missed one or two consecutive monthly payments but has not yet reached the stage of being considered seriously delinquent or in default. These delinquencies are monitored and reported by financial institutions, credit agencies, and government bodies to assess the health of the housing market and overall economy.