Mortgages 90 or more days delinquent (Metro and non-metro areas) for the year January 2008–December 2021

Mortgages 90 or more days delinquent, both in metropolitan (metro) and non-metropolitan (non-metro) areas, experienced fluctuations due to various economic factors and events impacting homeowners' ability to make timely payments. The 2008 financial crisis significantly affected mortgage delinquency rates across the United States. As subprime mortgage defaults surged, many homeowners faced difficulties in meeting their mortgage obligations, leading to a considerable increase in delinquency rates. Both metro and non-metro areas were affected, although the impact varied by region.