The Federal Home Loan Bank (FHL Bank) Public Use Database is a repository of comprehensive financial and mortgage-related information provided by the Federal Housing Finance Agency (FHFA).
The file contains detailed loan data for the year 2011. It includes a wide array of information such as the year, loan characteristics ID, associated bank, and various geographic identifiers (like state and county FIPS codes, and Core-Based Statistical Area codes). The dataset also provides comprehensive demographic details related to census tracts, such as minority ratios and median family income. Crucial loan-related information includes borrower ethnicity, race, and loan types. The file captures key metrics like HOEPA (Home Ownership and Equity Protection Act) loan status and lien priority type. This data is particularly useful for analyzing lending trends, demographic impacts on lending, and assessing compliance with financial regulations.