This dataset focuses on mortgages that are 90 or more days delinquent at the county level across the United States, spanning from January 2008 to June 2021. Mortgages that are 90 or more days delinquent refer to home loans where the borrower has failed to make payments for a period exceeding 90 days. This delinquency status indicates a significant delay in mortgage repayments and typically signals financial distress or inability on the borrower's part to fulfill their loan obligations. Understanding these delinquencies is crucial for assessing the financial health of homeowners and the housing market within various regions, aiding in economic analysis and policy formulation.