Loans Closed 15-Year Fixed-Rate Mortgages
The provided dataset offers detailed insights into the U.S. housing market, specifically focusing on fixed-rate mortgages with terms of 15 years or less. It covers monthly data from April 2018, including key metrics such as the contract interest rate, initial fees and charges, effective rate, average loan amount in thousands, and the average purchase price in thousands. Additionally, it presents the loan-to-price ratio in percentage and the share of these loans in the total mortgage market. This information is crucial for understanding the dynamics of the housing loan sector, particularly in terms of pricing, loan volume, and market trends.
Data Dictionary
| Column | Type | Label | Description |
|---|---|---|---|
| Month | text | ||
| Contract Interest Rate (%) | text | ||
| Initial Fees and Charges (%) | text | ||
| Effective Rate (%) | text | ||
| Loan Amount ($thousand) | text | ||
| Purchase Price ($thousand) | text | ||
| Loan To Price Ratio (%) | text | ||
| Share fo Total Market (%) | text |
Additional Information
| Field | Value |
|---|---|
| Data last updated | January 4, 2024 |
| Metadata last updated | March 13, 2024 |
| Created | January 4, 2024 |
| Format | XLSX |
| License | No License Provided |
| Datastore active | True |
| Datastore contains all records of source file | False |
| Has views | True |
| Hash | 826363402cffc508243d2d4fa310a56e |
| Id | 1e50b99e-4b71-4a25-a4a5-e4cab819351a |
| Mimetype | application/vnd.openxmlformats-officedocument.spreadsheetml.sheet |
| Package id | 57981053-c6f7-48ee-97ad-f7dd747dd27f |
| Position | 1 |
| Size | 10 KiB |
| State | active |
| Url type | upload |