This dataset encompasses detailed records from the Federal Home Loan Bank's Public Use Database for the year 2018. It covers a wide range of variables, including year, assigned ID, bank name, various FIPS codes (for state and county), MSA (Metropolitan Statistical Area), tract, and other demographic and financial details related to mortgage loans. The dataset is extensive, with 82 columns, and it includes information on minority percentage, median tract income, applicant income, racial and ethnic backgrounds of applicants, loan amounts, HOEPA status, lien status, and more. This rich database is a valuable resource for researchers and analysts interested in housing finance, demographic studies, and the role of the Federal Home Loan Bank in the U.S. housing market in 2018.