Mortgages 90 or more days delinquent (Metro and non-metro areas) for the year January 2008–June 2021

Mortgages that are 90 or more days delinquent refer to loans secured by real estate properties (such as homes) where the borrower has failed to make payments for at least 90 days. This delinquency status indicates a significant lapse in payment and adherence to the mortgage agreement terms. These delinquencies can occur in both metropolitan (metro) and non-metropolitan (non-metro or rural) areas. The distinction between metro and non-metro areas is based on population density and urbanization.